FCUV vs WU: Correlation
How closely do Focus Universal Inc. (FCUV) and Western Union Company (The) (WU) trade together? Their weekly returns over three years give a correlation of -0.31, which is negative.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are FCUV and WU?
On 3 years of weekly data the FCUV/WU correlation comes out at -0.31, negative, meaning they tend to move in opposite directions. The past 12 months show a weaker link (-0.48) than the 3-year average (-0.31). The 5-year figure is -0.22, and annualized covariance runs at -2798.5 %².
Within FCUV's tracked universe of 33 assets, WU comes in at #27 by 3-year correlation. The last year tells two different stories: WU led by 80.0 percentage points, -85.8% for FCUV against -5.8% for WU. Risk is not evenly split, since FCUV carries 9.2 times the volatility of the other side.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
FCUV vs WU: side by side
| FCUV (Focus Universal Inc.) | WU (Western Union Company (The)) | |
|---|---|---|
| 1-year return | -85.8% | -5.8% |
| 5-year return | -99.4% | -49.2% |
| Volatility (ann.) | 287.5% | 31.1% |
| Beta vs S&P 500 | 0.68 | 0.48 |
| Max drawdown (3Y) | -99.8% | -43.2% |
| Market cap | – | $2.2B |
| P/E (trailing) | – | 5.9 |
| Dividend yield | 0.00% | 12.95% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | FCUV | WU |
|---|---|---|
| 2022 | -27.7% | -17.9% |
| 2023 | -65.8% | -6.2% |
| 2024 | -76.0% | -3.8% |
| 2025 | -76.9% | -2.6% |
| 2026 | -67.8% | -18.0% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are FCUV and WU good diversifiers for each other?
By historical standards, yes. A correlation of -0.31 means the two rarely move for the same reasons.
FAQ
What is the correlation between FCUV and WU?
As of 2026-08-27, the correlation of weekly returns between FCUV and WU is -0.31 over 3 years, -0.48 over 1 year and -0.22 over 5 years.
Is WU a good diversifier for FCUV?
By historical standards, yes. A correlation of -0.31 means the two rarely move for the same reasons.
What does a correlation of -0.31 mean?
On the −1 to +1 scale, -0.31 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/fcuv-vs-wu.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/fcuv-vs-wu/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: FCUV correlations · WU correlations
