CPSS vs PLBC: Correlation
Measured on weekly returns over the past three years, Consumer Portfolio Services, Inc. (CPSS) and Plumas Bancorp (PLBC) carry a correlation of 0.37, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CPSS and PLBC?
Over the past 3 years, CPSS and PLBC moved with a correlation of 0.37, which is moderate. The past 12 months show a weaker link (0.17) than the 3-year average (0.37). Over 5 years the correlation is 0.18, and the annualized covariance of weekly returns is 407.2 %².
Among the 10 assets we track against CPSS, PLBC ranks #4 by 3-year correlation. Correlation aside, the last 12 months split them widely, with PLBC ahead by 30.4 points (+14.9% versus +45.3%).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CPSS vs PLBC: side by side
| CPSS (Consumer Portfolio Services, Inc.) | PLBC (Plumas Bancorp) | |
|---|---|---|
| 1-year return | +14.9% | +45.3% |
| 5-year return | +65.6% | +114.6% |
| Volatility (ann.) | 35.9% | 30.5% |
| Beta vs S&P 500 | 0.28 | 0.37 |
| Max drawdown (3Y) | -41.5% | -26.7% |
| Market cap | $0.2B | $0.4B |
| P/E (trailing) | 10.3 | 12.0 |
| Dividend yield | 0.00% | 2.06% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | CPSS | PLBC |
|---|---|---|
| 2022 | -25.3% | +11.7% |
| 2023 | +5.9% | +14.7% |
| 2024 | +15.9% | +17.5% |
| 2025 | -14.1% | -2.7% |
| 2026 | +0.5% | +39.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CPSS and PLBC good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.37 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between CPSS and PLBC?
Using weekly returns as of 2026-08-27: 0.37 over 3 years, with 0.17 over the last year and 0.18 over 5 years.
Is PLBC a good diversifier for CPSS?
Yes, to a useful degree: a correlation of 0.37 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.37 mean?
On the −1 to +1 scale, 0.37 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
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[](https://www.pairbook.io/pair/cpss-vs-plbc/)
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Related comparisons
Hubs: CPSS correlations · PLBC correlations
