CPSS vs FDBC: Correlation
Measured on weekly returns over the past three years, Consumer Portfolio Services, Inc. (CPSS) and Fidelity D & D Bancorp, Inc. (FDBC) carry a correlation of 0.40, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CPSS and FDBC?
Across a 3-year window, the weekly returns of CPSS and FDBC correlate at 0.40, moderate. Recent behaviour matches the longer record: 0.33 over 1 year against 0.40 over 3. Stretching to 5 years gives 0.24, with an annualized covariance of 508.3 %².
Few assets follow CPSS as closely as FDBC, which ranks #1 of 10 tracked partners. On 12-month performance FDBC holds a 7.4-point edge, +14.9% against +22.3%.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CPSS vs FDBC: side by side
| CPSS (Consumer Portfolio Services, Inc.) | FDBC (Fidelity D & D Bancorp, Inc.) | |
|---|---|---|
| 1-year return | +14.9% | +22.3% |
| 5-year return | +65.6% | +16.8% |
| Volatility (ann.) | 35.9% | 35.2% |
| Beta vs S&P 500 | 0.28 | 0.69 |
| Max drawdown (3Y) | -41.5% | -35.1% |
| Market cap | $0.2B | $0.3B |
| P/E (trailing) | 10.3 | 10.1 |
| Dividend yield | 0.00% | 3.17% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | CPSS | FDBC |
|---|---|---|
| 2022 | -25.3% | -17.5% |
| 2023 | +5.9% | +26.9% |
| 2024 | +15.9% | -13.2% |
| 2025 | -14.1% | -7.4% |
| 2026 | +0.5% | +25.7% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CPSS and FDBC good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.40 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between CPSS and FDBC?
Using weekly returns as of 2026-08-27: 0.40 over 3 years, with 0.33 over the last year and 0.24 over 5 years.
Is FDBC a good diversifier for CPSS?
Yes, to a useful degree: a correlation of 0.40 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.40 mean?
A reading of 0.40 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/cpss-vs-fdbc.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/cpss-vs-fdbc/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: CPSS correlations · FDBC correlations
