CFFN vs CPSS: Correlation
Capitol Federal Financial, Inc. (CFFN) and Consumer Portfolio Services, Inc. (CPSS) show a moderate relationship: their 3-year correlation of weekly returns is 0.36.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CFFN and CPSS?
On 3 years of weekly data the CFFN/CPSS correlation comes out at 0.36, moderate. Little has changed lately, as the 1-year reading of 0.33 lands near the 3-year figure. The 5-year figure is 0.29, and annualized covariance runs at 398.2 %².
Out of 14 assets tracked against CFFN, CPSS lands near the bottom at #10. Their recent paths diverged sharply: over the last 12 months CFFN outperformed by 26.1 percentage points (+41.0% for CFFN against +14.9% for CPSS).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CFFN vs CPSS: side by side
| CFFN (Capitol Federal Financial, Inc.) | CPSS (Consumer Portfolio Services, Inc.) | |
|---|---|---|
| 1-year return | +41.0% | +14.9% |
| 5-year return | +4.8% | +65.6% |
| Volatility (ann.) | 30.6% | 35.9% |
| Beta vs S&P 500 | 0.78 | 0.28 |
| Max drawdown (3Y) | -29.0% | -41.5% |
| Market cap | $1.1B | $0.2B |
| P/E (trailing) | 13.3 | 10.3 |
| Dividend yield | 3.93% | 0.00% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | CFFN | CPSS |
|---|---|---|
| 2022 | -16.3% | -25.3% |
| 2023 | -21.2% | +5.9% |
| 2024 | -2.9% | +15.9% |
| 2025 | +22.0% | -14.1% |
| 2026 | +31.8% | +0.5% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CFFN and CPSS good diversifiers for each other?
Reasonably. At 0.36, CFFN and CPSS keep a meaningful degree of independence, and combining them has historically reduced portfolio volatility.
FAQ
What is the correlation between CFFN and CPSS?
Using weekly returns as of 2026-08-27: 0.36 over 3 years, with 0.33 over the last year and 0.29 over 5 years.
Is CPSS a good diversifier for CFFN?
Reasonably. At 0.36, CFFN and CPSS keep a meaningful degree of independence, and combining them has historically reduced portfolio volatility.
What does a correlation of 0.36 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/cffn-vs-cpss.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/cffn-vs-cpss/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: CFFN correlations · CPSS correlations
