CPSS vs MO: Correlation
How closely do Consumer Portfolio Services, Inc. (CPSS) and Altria (MO) trade together? Their weekly returns over three years give a correlation of -0.21, which is negative.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CPSS and MO?
Over the past 3 years, CPSS and MO moved with a correlation of -0.21, which is negative, meaning they tend to move in opposite directions. The relationship has been stable: the 1-year correlation (-0.15) sits close to the 3-year figure. Over 5 years the correlation is -0.00, and the annualized covariance of weekly returns is -167.0 %².
Out of 10 assets tracked against CPSS, MO lands near the bottom at #8. Over the last 12 months CPSS came out ahead by 6.1 percentage points (+14.9% against +8.8%). Note the risk asymmetry: CPSS runs 1.6 times the annualized volatility of the other leg, so equal-weighting the two is not an equal-risk position.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CPSS vs MO: side by side
| CPSS (Consumer Portfolio Services, Inc.) | MO (Altria) | |
|---|---|---|
| 1-year return | +14.9% | +8.8% |
| 5-year return | +65.6% | +100.4% |
| Volatility (ann.) | 35.9% | 21.8% |
| Beta vs S&P 500 | 0.28 | -0.07 |
| Max drawdown (3Y) | -41.5% | -16.4% |
| Market cap | $0.2B | $113.0B |
| P/E (trailing) | 10.3 | 14.6 |
| Dividend yield | 0.00% | 6.13% |
| Sector / category | US Listed | Consumer Staples |
Year-by-year returns
| Year | CPSS | MO |
|---|---|---|
| 2022 | -25.3% | +4.4% |
| 2023 | +5.9% | -3.7% |
| 2024 | +15.9% | +40.8% |
| 2025 | -14.1% | +18.2% |
| 2026 | +0.5% | +21.1% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CPSS and MO good diversifiers for each other?
Yes. With a correlation of -0.21, CPSS and MO have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
FAQ
What is the correlation between CPSS and MO?
Using weekly returns as of 2026-08-27: -0.21 over 3 years, with -0.15 over the last year and -0.00 over 5 years.
Is MO a good diversifier for CPSS?
Yes. With a correlation of -0.21, CPSS and MO have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
What does a correlation of -0.21 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/cpss-vs-mo.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/cpss-vs-mo/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: CPSS correlations · MO correlations
