INTR vs XP: Correlation
Inter & Co. Inc. - Class A (INTR) and XP Inc. (XP) show a moderate relationship: their 3-year correlation of weekly returns is 0.59.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are INTR and XP?
On 3 years of weekly data the INTR/XP correlation comes out at 0.59, moderate. The link has tightened recently: the 1-year correlation (0.73) runs above the 3-year figure (0.59). The 5-year figure is 0.50, and annualized covariance runs at 1038.7 %².
Few assets follow INTR as closely as XP, which ranks #1 of 13 tracked partners. Their recent paths diverged sharply: over the last 12 months XP outperformed by 40.9 percentage points (-35.1% for INTR against +5.8% for XP).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
INTR vs XP: side by side
| INTR (Inter & Co. Inc. - Class A) | XP (XP Inc.) | |
|---|---|---|
| 1-year return | -35.1% | +5.8% |
| 5-year return | +59.8% | -58.9% |
| Volatility (ann.) | 43.3% | 41.0% |
| Beta vs S&P 500 | 0.64 | 1.18 |
| Max drawdown (3Y) | -49.9% | -56.6% |
| Market cap | $2.4B | $9.0B |
| P/E (trailing) | 8.3 | 9.0 |
| Dividend yield | 11.27% | 11.39% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | INTR | XP |
|---|---|---|
| 2022 | – | -46.6% |
| 2023 | +134.6% | +79.6% |
| 2024 | -23.7% | -52.2% |
| 2025 | +104.0% | +39.5% |
| 2026 | -35.8% | +9.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are INTR and XP good diversifiers for each other?
To a limited degree. At 0.59 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
FAQ
What is the correlation between INTR and XP?
As of 2026-08-27, the correlation of weekly returns between INTR and XP is 0.59 over 3 years, 0.73 over 1 year and 0.50 over 5 years.
Is XP a good diversifier for INTR?
To a limited degree. At 0.59 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
What does a correlation of 0.59 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/intr-vs-xp.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/intr-vs-xp/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: INTR correlations · XP correlations
