FICO vs NOW: Correlation
Measured on weekly returns over the past three years, Fair Isaac (FICO) and ServiceNow (NOW) carry a correlation of 0.47, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are FICO and NOW?
On 3 years of weekly data the FICO/NOW correlation comes out at 0.47, moderate. Little has changed lately, as the 1-year reading of 0.42 lands near the 3-year figure. The 5-year figure is 0.50, and annualized covariance runs at 921.9 %².
Among the 30 assets we track against FICO, NOW ranks #10 by 3-year correlation. Twelve-month performance is nearly a tie, at -18.5% for FICO and -22.1% for NOW. Across three years, the rolling one-year figure varied moderately, from 0.33 to 0.66.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
FICO vs NOW: side by side
| FICO (Fair Isaac) | NOW (ServiceNow) | |
|---|---|---|
| 1-year return | -18.5% | -22.1% |
| 5-year return | +154.2% | +7.9% |
| Volatility (ann.) | 45.1% | 43.2% |
| Beta vs S&P 500 | 1.27 | 1.38 |
| Max drawdown (3Y) | -61.3% | -64.5% |
| Market cap | $25.0B | $143.1B |
| P/E (trailing) | 32.8 | 78.7 |
| Dividend yield | 0.00% | 0.00% |
| Sector / category | Information Technology | Information Technology |
Year-by-year returns
| Year | FICO | NOW |
|---|---|---|
| 2022 | +38.0% | -40.2% |
| 2023 | +94.5% | +82.0% |
| 2024 | +71.0% | +50.1% |
| 2025 | -15.1% | -27.7% |
| 2026 | -31.6% | -9.6% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are FICO and NOW good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.47 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between FICO and NOW?
As of 2026-08-27, the correlation of weekly returns between FICO and NOW is 0.47 over 3 years, 0.42 over 1 year and 0.50 over 5 years.
Is NOW a good diversifier for FICO?
Yes, to a useful degree: a correlation of 0.47 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.47 mean?
A reading of 0.47 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/fico-vs-now.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/fico-vs-now/)
No key needed, free to use. Full endpoint list in the API documentation.
Related comparisons
Hubs: FICO correlations · NOW correlations
