CPRT vs FICO: Correlation
Measured on weekly returns over the past three years, Copart (CPRT) and Fair Isaac (FICO) carry a correlation of 0.50, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CPRT and FICO?
On 3 years of weekly data the CPRT/FICO correlation comes out at 0.50, moderate. Little has changed lately, as the 1-year reading of 0.44 lands near the 3-year figure. The 5-year figure is 0.48, and annualized covariance runs at 591.6 %².
Within CPRT's tracked universe of 35 assets, FICO comes in at #7 by 3-year correlation. The trailing year gives FICO the advantage: -32.6% versus -18.5%, a 14.1-point spread. The rolling one-year correlation moved between 0.29 and 0.68 over the past three years, a moderate range. Note the risk asymmetry: FICO runs 1.7 times the annualized volatility of the other leg, so equal-weighting the two is not an equal-risk position.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CPRT vs FICO: side by side
| CPRT (Copart) | FICO (Fair Isaac) | |
|---|---|---|
| 1-year return | -32.6% | -18.5% |
| 5-year return | -9.3% | +154.2% |
| Volatility (ann.) | 26.0% | 45.1% |
| Beta vs S&P 500 | 0.86 | 1.27 |
| Max drawdown (3Y) | -57.4% | -61.3% |
| Market cap | $30.3B | $25.0B |
| P/E (trailing) | 20.2 | 32.8 |
| Dividend yield | 0.00% | 0.00% |
| Sector / category | Industrials | Information Technology |
Year-by-year returns
| Year | CPRT | FICO |
|---|---|---|
| 2022 | -19.7% | +38.0% |
| 2023 | +60.9% | +94.5% |
| 2024 | +17.1% | +71.0% |
| 2025 | -31.8% | -15.1% |
| 2026 | -16.3% | -31.6% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CPRT and FICO good diversifiers for each other?
Only partially. A correlation of 0.50 means CPRT and FICO share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
FAQ
What is the correlation between CPRT and FICO?
Using weekly returns as of 2026-08-27: 0.50 over 3 years, with 0.44 over the last year and 0.48 over 5 years.
Is FICO a good diversifier for CPRT?
Only partially. A correlation of 0.50 means CPRT and FICO share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
What does a correlation of 0.50 mean?
A reading of 0.50 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/cprt-vs-fico.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/cprt-vs-fico/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: CPRT correlations · FICO correlations
