VTI vs XYZ: Correlation
How closely do Vanguard Total Stock Market ETF (VTI) and Block, Inc. (XYZ) trade together? Their weekly returns over three years give a correlation of 0.53, which is moderate.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are VTI and XYZ?
On 3 years of weekly data the VTI/XYZ correlation comes out at 0.53, moderate. Recent behaviour matches the longer record: 0.45 over 1 year against 0.53 over 3. The 5-year figure is 0.65, and annualized covariance runs at 391.7 %².
By 3-year correlation, XYZ places #114 of the 157 assets tracked against VTI. Over the last 12 months VTI came out ahead by 13.8 percentage points (+20.7% against +6.9%). Across three years, the rolling one-year figure varied moderately, from 0.42 to 0.79. Note the risk asymmetry: XYZ runs 3.4 times the annualized volatility of the other leg, so equal-weighting the two is not an equal-risk position.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
VTI vs XYZ: side by side
| VTI (Vanguard Total Stock Market ETF) | XYZ (Block, Inc.) | |
|---|---|---|
| 1-year return | +20.7% | +6.9% |
| 5-year return | +74.8% | -68.8% |
| Volatility (ann.) | 14.6% | 50.2% |
| Beta vs S&P 500 | 1.01 | 1.80 |
| Max drawdown (3Y) | -19.3% | -53.0% |
| Market cap | – | $51.0B |
| P/E (trailing) | – | 151.5 |
| Dividend yield | 1.06% | 0.00% |
| Expense ratio | 0.03% | – |
| Assets under management | $2,290.0B | – |
| Sector / category | ETF · US Large Cap | Financials |
On the fund side, VTI sits in the Large Blend category at Vanguard, with $2,290.0B under management, 3140 holdings, a 0.03% expense ratio, a 1.06% trailing dividend yield.
Year-by-year returns
| Year | VTI | XYZ |
|---|---|---|
| 2022 | -19.5% | -61.1% |
| 2023 | +26.0% | +23.1% |
| 2024 | +23.8% | +9.9% |
| 2025 | +17.1% | -23.4% |
| 2026 | +14.2% | +30.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Fund exposure
XYZ represents 0.06% of VTI's portfolio, so part of any move in VTI is XYZ itself, and the correlation between them is partly mechanical.
Are VTI and XYZ good diversifiers for each other?
To a limited degree. At 0.53 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
FAQ
What is the correlation between VTI and XYZ?
The VTI/XYZ correlation stands at 0.53 on a 3-year window (1 year: 0.45, 5 years: 0.65), computed from weekly returns as of 2026-08-27.
Is XYZ a good diversifier for VTI?
To a limited degree. At 0.53 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
What does a correlation of 0.53 mean?
On the −1 to +1 scale, 0.53 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/vti-vs-xyz.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/vti-vs-xyz/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: VTI correlations · XYZ correlations
