VTI vs WHLR: Correlation
How closely do Vanguard Total Stock Market ETF (VTI) and Wheeler Real Estate Investment Trust, Inc. (WHLR) trade together? Their weekly returns over three years give a correlation of -0.15, which is negative.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are VTI and WHLR?
Across a 3-year window, the weekly returns of VTI and WHLR correlate at -0.15, negative, meaning they tend to move in opposite directions. The link has tightened recently: the 1-year correlation (0.02) runs above the 3-year figure (-0.15). Stretching to 5 years gives -0.09, with an annualized covariance of -1230.7 %².
Within VTI's tracked universe of 157 assets, WHLR comes in at #152 by 3-year correlation. The last year tells two different stories: VTI led by 120.7 percentage points, +20.7% for VTI against -100.0% for WHLR. One caveat on sizing: WHLR is 37.3 times as volatile as the other leg, so an equal-dollar split is far from equal-risk.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
VTI vs WHLR: side by side
| VTI (Vanguard Total Stock Market ETF) | WHLR (Wheeler Real Estate Investment Trust, Inc.) | |
|---|---|---|
| 1-year return | +20.7% | -100.0% |
| 5-year return | +74.8% | -100.0% |
| Volatility (ann.) | 14.6% | 545.0% |
| Beta vs S&P 500 | 1.01 | -5.84 |
| Max drawdown (3Y) | -19.3% | -100.0% |
| Market cap | – | – |
| P/E (trailing) | – | 0.0 |
| Dividend yield | 1.06% | 0.00% |
| Expense ratio | 0.03% | – |
| Assets under management | $2,290.0B | – |
| Sector / category | ETF · US Large Cap | US Listed |
VTI is a Large Blend fund from Vanguard: $2,290.0B under management, 3140 holdings, a 0.03% expense ratio, a 1.06% trailing dividend yield.
Year-by-year returns
| Year | VTI | WHLR |
|---|---|---|
| 2022 | -19.5% | -28.0% |
| 2023 | +26.0% | -98.4% |
| 2024 | +23.8% | -98.4% |
| 2025 | +17.1% | -100.0% |
| 2026 | +14.2% | -99.9% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are VTI and WHLR good diversifiers for each other?
Yes. With a correlation of -0.15, VTI and WHLR have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
FAQ
What is the correlation between VTI and WHLR?
The VTI/WHLR correlation stands at -0.15 on a 3-year window (1 year: 0.02, 5 years: -0.09), computed from weekly returns as of 2026-08-27.
Is WHLR a good diversifier for VTI?
Yes. With a correlation of -0.15, VTI and WHLR have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
What does a correlation of -0.15 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/vti-vs-whlr.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/vti-vs-whlr/)
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Related comparisons
Hubs: VTI correlations · WHLR correlations
