SMBC vs TMP: Correlation
Measured on weekly returns over the past three years, Southern Missouri Bancorp, Inc. (SMBC) and Tompkins Financial Corporation (TMP) carry a correlation of 0.87, a very strong link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are SMBC and TMP?
Across a 3-year window, the weekly returns of SMBC and TMP correlate at 0.87, very strong, meaning they move nearly in lockstep. The relationship has been stable: the 1-year correlation (0.78) sits close to the 3-year figure. Stretching to 5 years gives 0.78, with an annualized covariance of 809.2 %².
Few assets follow SMBC as closely as TMP, which ranks #1 of 16 tracked partners. The trailing year gives TMP the advantage: +30.7% versus +41.8%, a 11.1-point spread.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
SMBC vs TMP: side by side
| SMBC (Southern Missouri Bancorp, Inc.) | TMP (Tompkins Financial Corporation) | |
|---|---|---|
| 1-year return | +30.7% | +41.8% |
| 5-year return | +79.4% | +49.6% |
| Volatility (ann.) | 29.4% | 31.6% |
| Beta vs S&P 500 | 0.81 | 0.72 |
| Max drawdown (3Y) | -29.2% | -30.9% |
| Market cap | $0.8B | $1.4B |
| P/E (trailing) | 11.6 | 8.0 |
| Dividend yield | 1.32% | 2.68% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | SMBC | TMP |
|---|---|---|
| 2022 | -10.7% | -4.4% |
| 2023 | +18.9% | -19.2% |
| 2024 | +9.4% | +17.8% |
| 2025 | +4.8% | +11.1% |
| 2026 | +27.1% | +37.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are SMBC and TMP good diversifiers for each other?
No: a correlation of 0.87 means SMBC and TMP tend to fall together, which is precisely when diversification is supposed to help.
FAQ
What is the correlation between SMBC and TMP?
As of 2026-08-27, the correlation of weekly returns between SMBC and TMP is 0.87 over 3 years, 0.78 over 1 year and 0.78 over 5 years.
Is TMP a good diversifier for SMBC?
No: a correlation of 0.87 means SMBC and TMP tend to fall together, which is precisely when diversification is supposed to help.
What does a correlation of 0.87 mean?
A reading of 0.87 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/smbc-vs-tmp.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/smbc-vs-tmp/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: SMBC correlations · TMP correlations
