SMBC vs THFF: Correlation
Measured on weekly returns over the past three years, Southern Missouri Bancorp, Inc. (SMBC) and First Financial Corporation (THFF) carry a correlation of 0.84, a very strong link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are SMBC and THFF?
On 3 years of weekly data the SMBC/THFF correlation comes out at 0.84, very strong, meaning they move nearly in lockstep. Little has changed lately, as the 1-year reading of 0.87 lands near the 3-year figure. The 5-year figure is 0.78, and annualized covariance runs at 700.0 %².
By 3-year correlation, THFF places #4 of the 16 assets tracked against SMBC. The trailing year gives THFF the advantage: +30.7% versus +38.8%, a 8.1-point spread.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
SMBC vs THFF: side by side
| SMBC (Southern Missouri Bancorp, Inc.) | THFF (First Financial Corporation) | |
|---|---|---|
| 1-year return | +30.7% | +38.8% |
| 5-year return | +79.4% | +135.2% |
| Volatility (ann.) | 29.4% | 28.2% |
| Beta vs S&P 500 | 0.81 | 0.81 |
| Max drawdown (3Y) | -29.2% | -20.2% |
| Market cap | $0.8B | $0.9B |
| P/E (trailing) | 11.6 | 11.1 |
| Dividend yield | 1.32% | 2.77% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | SMBC | THFF |
|---|---|---|
| 2022 | -10.7% | +4.4% |
| 2023 | +18.9% | -2.6% |
| 2024 | +9.4% | +11.1% |
| 2025 | +4.8% | +36.2% |
| 2026 | +27.1% | +35.0% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are SMBC and THFF good diversifiers for each other?
Not really. At 0.84, the two trade almost as one position, and owning both buys little extra protection.
FAQ
What is the correlation between SMBC and THFF?
As of 2026-08-27, the correlation of weekly returns between SMBC and THFF is 0.84 over 3 years, 0.87 over 1 year and 0.78 over 5 years.
Is THFF a good diversifier for SMBC?
Not really. At 0.84, the two trade almost as one position, and owning both buys little extra protection.
What does a correlation of 0.84 mean?
A reading of 0.84 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/smbc-vs-thff.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/smbc-vs-thff/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: SMBC correlations · THFF correlations
