MOS vs SCHD: Correlation
How closely do Mosaic Company (The) (MOS) and Schwab US Dividend Equity ETF (SCHD) trade together? Their weekly returns over three years give a correlation of 0.45, which is moderate.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are MOS and SCHD?
On 3 years of weekly data the MOS/SCHD correlation comes out at 0.45, moderate. Little has changed lately, as the 1-year reading of 0.37 lands near the 3-year figure. The 5-year figure is 0.43, and annualized covariance runs at 209.7 %².
By 3-year correlation, SCHD places #14 of the 33 assets tracked against MOS. Their recent paths diverged sharply: over the last 12 months SCHD outperformed by 56.2 percentage points (-26.6% for MOS against +29.6% for SCHD). Across three years, the rolling one-year figure varied moderately, from 0.32 to 0.65. Note the risk asymmetry: MOS runs 2.8 times the annualized volatility of the other leg, so equal-weighting the two is not an equal-risk position.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
MOS vs SCHD: side by side
| MOS (Mosaic Company (The)) | SCHD (Schwab US Dividend Equity ETF) | |
|---|---|---|
| 1-year return | -26.6% | +29.6% |
| 5-year return | -17.1% | +60.9% |
| Volatility (ann.) | 36.6% | 12.9% |
| Beta vs S&P 500 | 0.78 | 0.52 |
| Max drawdown (3Y) | -45.7% | -16.1% |
| Market cap | $7.6B | – |
| P/E (trailing) | – | – |
| Dividend yield | 3.64% | 3.13% |
| Expense ratio | – | 0.06% |
| Assets under management | – | $104.2B |
| Sector / category | Materials | ETF · Dividend |
SCHD, Schwab ETFs's Large Value fund, carries $104.2B under management, 101 holdings, a 0.06% expense ratio, a 3.13% trailing dividend yield.
Year-by-year returns
| Year | MOS | SCHD |
|---|---|---|
| 2022 | +12.8% | -3.3% |
| 2023 | -16.4% | +4.5% |
| 2024 | -29.1% | +11.7% |
| 2025 | +1.1% | +4.3% |
| 2026 | +0.5% | +29.1% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are MOS and SCHD good diversifiers for each other?
A fair diversifier. At 0.45, enough of each asset's movement is its own that the pair has smoothed outcomes historically.
FAQ
What is the correlation between MOS and SCHD?
The MOS/SCHD correlation stands at 0.45 on a 3-year window (1 year: 0.37, 5 years: 0.43), computed from weekly returns as of 2026-08-27.
Is SCHD a good diversifier for MOS?
A fair diversifier. At 0.45, enough of each asset's movement is its own that the pair has smoothed outcomes historically.
What does a correlation of 0.45 mean?
A reading of 0.45 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/mos-vs-schd.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/mos-vs-schd/)
No key needed, free to use. Full endpoint list in the API documentation.
Related comparisons
Hubs: MOS correlations · SCHD correlations
