INLX vs USB: Correlation
Intellinetics, Inc. (INLX) and U.S. Bancorp (USB) show a negative relationship: their 3-year correlation of weekly returns is -0.15.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are INLX and USB?
Over the past 3 years, INLX and USB moved with a correlation of -0.15, which is negative, meaning they tend to move in opposite directions. Recent behaviour matches the longer record: -0.16 over 1 year against -0.15 over 3. Over 5 years the correlation is -0.02, and the annualized covariance of weekly returns is -237.9 %².
Among the 24 assets we track against INLX, USB ranks #9 by 3-year correlation. Their recent paths diverged sharply: over the last 12 months USB outperformed by 79.5 percentage points (-46.4% for INLX against +33.1% for USB). Risk is not evenly split, since INLX carries 2.2 times the volatility of the other side.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
INLX vs USB: side by side
| INLX (Intellinetics, Inc.) | USB (U.S. Bancorp) | |
|---|---|---|
| 1-year return | -46.4% | +33.1% |
| 5-year return | +7.4% | +36.0% |
| Volatility (ann.) | 60.0% | 27.3% |
| Beta vs S&P 500 | -0.07 | 1.09 |
| Max drawdown (3Y) | -65.9% | -30.6% |
| Market cap | – | $97.2B |
| P/E (trailing) | – | 12.5 |
| Dividend yield | 0.00% | 3.31% |
| Sector / category | US Listed | Financials |
Year-by-year returns
| Year | INLX | USB |
|---|---|---|
| 2022 | -43.5% | -19.1% |
| 2023 | +18.5% | +4.8% |
| 2024 | +171.7% | +15.6% |
| 2025 | -42.0% | +16.5% |
| 2026 | -34.2% | +19.2% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are INLX and USB good diversifiers for each other?
Yes. With a correlation of -0.15, INLX and USB have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
FAQ
What is the correlation between INLX and USB?
As of 2026-08-27, the correlation of weekly returns between INLX and USB is -0.15 over 3 years, -0.16 over 1 year and -0.02 over 5 years.
Is USB a good diversifier for INLX?
Yes. With a correlation of -0.15, INLX and USB have moved largely independently, which makes them a genuinely diversifying pair by historical standards.
What does a correlation of -0.15 mean?
A reading of -0.15 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/inlx-vs-usb.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/inlx-vs-usb/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: INLX correlations · USB correlations
