FICO vs VRSK: Correlation
Measured on weekly returns over the past three years, Fair Isaac (FICO) and Verisk Analytics (VRSK) carry a correlation of 0.46, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are FICO and VRSK?
On 3 years of weekly data the FICO/VRSK correlation comes out at 0.46, moderate. Recent behaviour matches the longer record: 0.51 over 1 year against 0.46 over 3. The 5-year figure is 0.45, and annualized covariance runs at 515.6 %².
By 3-year correlation, VRSK places #15 of the 30 assets tracked against FICO. Over the last 12 months FICO came out ahead by 9.5 percentage points (-18.5% against -28.0%). The rolling one-year correlation moved between 0.23 and 0.61 over the past three years, a moderate range. Risk is not evenly split, since FICO carries 1.8 times the volatility of the other side.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
FICO vs VRSK: side by side
| FICO (Fair Isaac) | VRSK (Verisk Analytics) | |
|---|---|---|
| 1-year return | -18.5% | -28.0% |
| 5-year return | +154.2% | -1.6% |
| Volatility (ann.) | 45.1% | 25.1% |
| Beta vs S&P 500 | 1.27 | 0.27 |
| Max drawdown (3Y) | -61.3% | -50.8% |
| Market cap | $25.0B | $24.9B |
| P/E (trailing) | 32.8 | 28.8 |
| Dividend yield | 0.00% | 1.01% |
| Sector / category | Information Technology | Industrials |
Year-by-year returns
| Year | FICO | VRSK |
|---|---|---|
| 2022 | +38.0% | -22.3% |
| 2023 | +94.5% | +36.2% |
| 2024 | +71.0% | +16.0% |
| 2025 | -15.1% | -18.2% |
| 2026 | -31.6% | -14.2% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are FICO and VRSK good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between FICO and VRSK?
Using weekly returns as of 2026-08-27: 0.46 over 3 years, with 0.51 over the last year and 0.45 over 5 years.
Is VRSK a good diversifier for FICO?
Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.46 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/fico-vs-vrsk.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/fico-vs-vrsk/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: FICO correlations · VRSK correlations
