FICO vs QQQ: Correlation
Measured on weekly returns over the past three years, Fair Isaac (FICO) and Invesco QQQ Trust (QQQ) carry a correlation of 0.35, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are FICO and QQQ?
Across a 3-year window, the weekly returns of FICO and QQQ correlate at 0.35, moderate. Lately the two have drifted apart, with the 1-year correlation at 0.17 versus 0.35 over 3 years. Stretching to 5 years gives 0.40, with an annualized covariance of 308.2 %².
Among the 30 assets we track against FICO, QQQ ranks #18 by 3-year correlation. The last year tells two different stories: QQQ led by 44.8 percentage points, -18.5% for FICO against +26.3% for QQQ. The rolling one-year correlation moved between 0.18 and 0.64 over the past three years, a moderate range. One caveat on sizing: FICO is 2.3 times as volatile as the other leg, so an equal-dollar split is far from equal-risk.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
FICO vs QQQ: side by side
| FICO (Fair Isaac) | QQQ (Invesco QQQ Trust) | |
|---|---|---|
| 1-year return | -18.5% | +26.3% |
| 5-year return | +154.2% | +95.4% |
| Volatility (ann.) | 45.1% | 19.6% |
| Beta vs S&P 500 | 1.27 | 1.28 |
| Max drawdown (3Y) | -61.3% | -22.8% |
| Market cap | $25.0B | – |
| P/E (trailing) | 32.8 | – |
| Dividend yield | 0.00% | 0.44% |
| Expense ratio | – | 0.18% |
| Assets under management | – | $452.8B |
| Sector / category | Information Technology | ETF · US Growth & Tech |
QQQ is a Large Growth fund from Invesco: $452.8B under management, 104 holdings, a 0.18% expense ratio, a 0.44% trailing dividend yield.
Year-by-year returns
| Year | FICO | QQQ |
|---|---|---|
| 2022 | +38.0% | -32.6% |
| 2023 | +94.5% | +54.9% |
| 2024 | +71.0% | +25.6% |
| 2025 | -15.1% | +20.8% |
| 2026 | -31.6% | +17.7% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are FICO and QQQ good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.35 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between FICO and QQQ?
Using weekly returns as of 2026-08-27: 0.35 over 3 years, with 0.17 over the last year and 0.40 over 5 years.
Is QQQ a good diversifier for FICO?
Yes, to a useful degree: a correlation of 0.35 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.35 mean?
On the −1 to +1 scale, 0.35 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/fico-vs-qqq.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/fico-vs-qqq/)
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Related comparisons
Hubs: FICO correlations · QQQ correlations
