FICO vs PAR: Correlation
Measured on weekly returns over the past three years, Fair Isaac (FICO) and PAR Technology Corporation (PAR) carry a correlation of 0.50, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are FICO and PAR?
On 3 years of weekly data the FICO/PAR correlation comes out at 0.50, moderate. Recent behaviour matches the longer record: 0.50 over 1 year against 0.50 over 3. The 5-year figure is 0.46, and annualized covariance runs at 1268.8 %².
Within FICO's tracked universe of 30 assets, PAR comes in at #6 by 3-year correlation. The last year tells two different stories: FICO led by 44.7 percentage points, -18.5% for FICO against -63.2% for PAR.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
FICO vs PAR: side by side
| FICO (Fair Isaac) | PAR (PAR Technology Corporation) | |
|---|---|---|
| 1-year return | -18.5% | -63.2% |
| 5-year return | +154.2% | -71.7% |
| Volatility (ann.) | 45.1% | 56.2% |
| Beta vs S&P 500 | 1.27 | 1.72 |
| Max drawdown (3Y) | -61.3% | -85.4% |
| Market cap | $25.0B | $0.8B |
| P/E (trailing) | 32.8 | – |
| Dividend yield | 0.00% | 0.00% |
| Sector / category | Information Technology | US Listed |
Year-by-year returns
| Year | FICO | PAR |
|---|---|---|
| 2022 | +38.0% | -50.6% |
| 2023 | +94.5% | +67.0% |
| 2024 | +71.0% | +66.9% |
| 2025 | -15.1% | -50.1% |
| 2026 | -31.6% | -47.0% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are FICO and PAR good diversifiers for each other?
Only partially. A correlation of 0.50 means FICO and PAR share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
FAQ
What is the correlation between FICO and PAR?
The FICO/PAR correlation stands at 0.50 on a 3-year window (1 year: 0.50, 5 years: 0.46), computed from weekly returns as of 2026-08-27.
Is PAR a good diversifier for FICO?
Only partially. A correlation of 0.50 means FICO and PAR share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
What does a correlation of 0.50 mean?
A reading of 0.50 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/fico-vs-par.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/fico-vs-par/)
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Related comparisons
Hubs: FICO correlations · PAR correlations
