BCML vs MCBS: Correlation
BayCom Corp (BCML) and MetroCity Bankshares, Inc. (MCBS) show a strong relationship: their 3-year correlation of weekly returns is 0.77.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are BCML and MCBS?
On 3 years of weekly data the BCML/MCBS correlation comes out at 0.77, strong. The link has loosened recently: the 1-year correlation (0.65) runs below the 3-year figure (0.77). The 5-year figure is 0.62, and annualized covariance runs at 539.5 %².
Among the 14 assets we track against BCML, MCBS ranks #5 by 3-year correlation. Their recent paths diverged sharply: over the last 12 months MCBS outperformed by 18.7 percentage points (+2.1% for BCML against +20.8% for MCBS).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
BCML vs MCBS: side by side
| BCML (BayCom Corp) | MCBS (MetroCity Bankshares, Inc.) | |
|---|---|---|
| 1-year return | +2.1% | +20.8% |
| 5-year return | +92.9% | +99.5% |
| Volatility (ann.) | 24.7% | 28.2% |
| Beta vs S&P 500 | 0.55 | 0.85 |
| Max drawdown (3Y) | -19.7% | -28.0% |
| Market cap | $0.3B | $1.0B |
| P/E (trailing) | 25.0 | 12.2 |
| Dividend yield | 3.81% | 2.95% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | BCML | MCBS |
|---|---|---|
| 2022 | +2.2% | -19.3% |
| 2023 | +26.9% | +15.3% |
| 2024 | +16.0% | +37.1% |
| 2025 | +13.0% | -14.1% |
| 2026 | +4.0% | +35.8% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are BCML and MCBS good diversifiers for each other?
To a limited degree. At 0.77 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
FAQ
What is the correlation between BCML and MCBS?
Using weekly returns as of 2026-08-27: 0.77 over 3 years, with 0.65 over the last year and 0.62 over 5 years.
Is MCBS a good diversifier for BCML?
To a limited degree. At 0.77 the two still catch most of the same waves, so the pair smooths returns a little without insulating either from a shared selloff.
What does a correlation of 0.77 mean?
A reading of 0.77 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
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Related comparisons
Hubs: BCML correlations · MCBS correlations
