SYF vs WTFC: Correlation
How closely do Synchrony Financial (SYF) and Wintrust Financial Corporation (WTFC) trade together? Their weekly returns over three years give a correlation of 0.75, which is strong.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are SYF and WTFC?
Across a 3-year window, the weekly returns of SYF and WTFC correlate at 0.75, strong. Lately the two have drifted apart, with the 1-year correlation at 0.60 versus 0.75 over 3 years. Stretching to 5 years gives 0.69, with an annualized covariance of 652.0 %².
Among the 43 assets we track against SYF, WTFC ranks #13 by 3-year correlation. Over the last 12 months WTFC came out ahead by 5.4 percentage points (+7.3% against +12.7%).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
SYF vs WTFC: side by side
| SYF (Synchrony Financial) | WTFC (Wintrust Financial Corporation) | |
|---|---|---|
| 1-year return | +7.3% | +12.7% |
| 5-year return | +81.0% | +127.7% |
| Volatility (ann.) | 31.6% | 27.6% |
| Beta vs S&P 500 | 1.28 | 1.06 |
| Max drawdown (3Y) | -37.7% | -31.0% |
| Market cap | $26.0B | $10.3B |
| P/E (trailing) | 8.2 | 12.3 |
| Dividend yield | 1.50% | 1.37% |
| Sector / category | Financials | US Listed |
Year-by-year returns
| Year | SYF | WTFC |
|---|---|---|
| 2022 | -27.4% | -5.5% |
| 2023 | +19.8% | +12.0% |
| 2024 | +74.0% | +36.8% |
| 2025 | +30.6% | +13.9% |
| 2026 | -3.0% | +10.6% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are SYF and WTFC good diversifiers for each other?
Only partially. A correlation of 0.75 means SYF and WTFC share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
FAQ
What is the correlation between SYF and WTFC?
As of 2026-08-27, the correlation of weekly returns between SYF and WTFC is 0.75 over 3 years, 0.60 over 1 year and 0.69 over 5 years.
Is WTFC a good diversifier for SYF?
Only partially. A correlation of 0.75 means SYF and WTFC share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
What does a correlation of 0.75 mean?
On the −1 to +1 scale, 0.75 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
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Related comparisons
Hubs: SYF correlations · WTFC correlations
