OMH vs USB: Correlation
Ohmyhome Limited - Class A (OMH) and U.S. Bancorp (USB) show a negative relationship: their 3-year correlation of weekly returns is -0.14.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are OMH and USB?
Across a 3-year window, the weekly returns of OMH and USB correlate at -0.14, negative, meaning they tend to move in opposite directions. The link has tightened recently: the 1-year correlation (0.06) runs above the 3-year figure (-0.14). Stretching to 5 years gives n/a, with an annualized covariance of -1750.4 %².
By 3-year correlation, USB places #11 of the 72 assets tracked against OMH. The last year tells two different stories: USB led by 126.7 percentage points, -93.6% for OMH against +33.1% for USB. One caveat on sizing: OMH is 16.4 times as volatile as the other leg, so an equal-dollar split is far from equal-risk.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
OMH vs USB: side by side
| OMH (Ohmyhome Limited - Class A) | USB (U.S. Bancorp) | |
|---|---|---|
| 1-year return | -93.6% | +33.1% |
| 5-year return | n/a | +36.0% |
| Volatility (ann.) | 448.2% | 27.3% |
| Beta vs S&P 500 | -3.85 | 1.09 |
| Max drawdown (3Y) | -97.9% | -30.6% |
| Market cap | – | $97.2B |
| P/E (trailing) | – | 12.5 |
| Dividend yield | 0.00% | 3.31% |
| Sector / category | US Listed | Financials |
Year-by-year returns
| Year | OMH | USB |
|---|---|---|
| 2022 | – | -19.1% |
| 2023 | – | +4.8% |
| 2024 | -73.9% | +15.6% |
| 2025 | +102.0% | +16.5% |
| 2026 | -90.6% | +19.2% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are OMH and USB good diversifiers for each other?
Yes: at -0.14, the two have gone their own ways historically, which is what genuine diversification looks like.
FAQ
What is the correlation between OMH and USB?
Using weekly returns as of 2026-08-27: -0.14 over 3 years, with 0.06 over the last year and n/a over 5 years.
Is USB a good diversifier for OMH?
Yes: at -0.14, the two have gone their own ways historically, which is what genuine diversification looks like.
What does a correlation of -0.14 mean?
On the −1 to +1 scale, -0.14 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/omh-vs-usb.json
Embed this badge (it refreshes with the data), with attribution:
[](https://www.pairbook.io/pair/omh-vs-usb/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: OMH correlations · USB correlations
