IDAI vs PBHC: Correlation
T Stamp Inc. (IDAI) and Pathfinder Bancorp, Inc. (PBHC) show a negative relationship: their 3-year correlation of weekly returns is -0.25.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are IDAI and PBHC?
Over the past 3 years, IDAI and PBHC moved with a correlation of -0.25, which is negative, meaning they tend to move in opposite directions. The link has tightened recently: the 1-year correlation (-0.02) runs above the 3-year figure (-0.25). Over 5 years the correlation is -0.21, and the annualized covariance of weekly returns is -3472.8 %².
By 3-year correlation, PBHC places #28 of the 36 assets tracked against IDAI. Their 12-month results are close: +15.5% for IDAI against +12.4% for PBHC. Note the risk asymmetry: IDAI runs 18.5 times the annualized volatility of the other leg, so equal-weighting the two is not an equal-risk position.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
IDAI vs PBHC: side by side
| IDAI (T Stamp Inc.) | PBHC (Pathfinder Bancorp, Inc.) | |
|---|---|---|
| 1-year return | +15.5% | +12.4% |
| 5-year return | -76.5% | +13.4% |
| Volatility (ann.) | 505.7% | 27.4% |
| Beta vs S&P 500 | -1.01 | -0.02 |
| Max drawdown (3Y) | -92.9% | -33.6% |
| Market cap | – | $0.1B |
| P/E (trailing) | – | 1632.0 |
| Dividend yield | 0.00% | 2.42% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | IDAI | PBHC |
|---|---|---|
| 2022 | -88.0% | +13.5% |
| 2023 | -43.0% | -25.1% |
| 2024 | -35.5% | +28.5% |
| 2025 | +342.8% | -17.3% |
| 2026 | -14.3% | +18.1% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are IDAI and PBHC good diversifiers for each other?
By historical standards, yes. A correlation of -0.25 means the two rarely move for the same reasons.
FAQ
What is the correlation between IDAI and PBHC?
As of 2026-08-27, the correlation of weekly returns between IDAI and PBHC is -0.25 over 3 years, -0.02 over 1 year and -0.21 over 5 years.
Is PBHC a good diversifier for IDAI?
By historical standards, yes. A correlation of -0.25 means the two rarely move for the same reasons.
What does a correlation of -0.25 mean?
A reading of -0.25 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/idai-vs-pbhc.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/idai-vs-pbhc/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: IDAI correlations · PBHC correlations
