GDOT vs OPRT: Correlation
Green Dot Corporation (GDOT) and Oportun Financial Corporation (OPRT) show a moderate relationship: their 3-year correlation of weekly returns is 0.46.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are GDOT and OPRT?
On 3 years of weekly data the GDOT/OPRT correlation comes out at 0.46, moderate. Little has changed lately, as the 1-year reading of 0.48 lands near the 3-year figure. The 5-year figure is 0.46, and annualized covariance runs at 1968.5 %².
Few assets follow GDOT as closely as OPRT, which ranks #3 of 14 tracked partners. Over the last 12 months OPRT came out ahead by 14.6 percentage points (-0.2% against +14.4%). Risk is not evenly split, since OPRT carries 1.6 times the volatility of the other side.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
GDOT vs OPRT: side by side
| GDOT (Green Dot Corporation) | OPRT (Oportun Financial Corporation) | |
|---|---|---|
| 1-year return | -0.2% | +14.4% |
| 5-year return | -74.3% | -69.9% |
| Volatility (ann.) | 51.2% | 83.4% |
| Beta vs S&P 500 | 0.79 | 1.77 |
| Max drawdown (3Y) | -58.0% | -72.0% |
| Market cap | $0.8B | $0.3B |
| P/E (trailing) | – | 18.7 |
| Dividend yield | 0.00% | 0.00% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | GDOT | OPRT |
|---|---|---|
| 2022 | -56.3% | -72.8% |
| 2023 | -37.4% | -29.0% |
| 2024 | +7.5% | -0.8% |
| 2025 | +20.4% | +36.3% |
| 2026 | +4.4% | +41.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are GDOT and OPRT good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between GDOT and OPRT?
Using weekly returns as of 2026-08-27: 0.46 over 3 years, with 0.48 over the last year and 0.46 over 5 years.
Is OPRT a good diversifier for GDOT?
Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.46 mean?
A reading of 0.46 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/gdot-vs-oprt.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/gdot-vs-oprt/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: GDOT correlations · OPRT correlations
