EFX vs JKHY: Correlation
Equifax (EFX) and Jack Henry & Associates (JKHY) show a moderate relationship: their 3-year correlation of weekly returns is 0.47.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are EFX and JKHY?
Over the past 3 years, EFX and JKHY moved with a correlation of 0.47, which is moderate. The relationship has been stable: the 1-year correlation (0.54) sits close to the 3-year figure. Over 5 years the correlation is 0.44, and the annualized covariance of weekly returns is 358.8 %².
Within EFX's tracked universe of 53 assets, JKHY comes in at #30 by 3-year correlation. Correlation aside, the last 12 months split them widely, with JKHY ahead by 27.6 points (-21.8% versus +5.8%). Stability stands out here, with the rolling one-year correlation confined to 0.30 through 0.54.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
EFX vs JKHY: side by side
| EFX (Equifax) | JKHY (Jack Henry & Associates) | |
|---|---|---|
| 1-year return | -21.8% | +5.8% |
| 5-year return | -26.0% | +2.6% |
| Volatility (ann.) | 33.3% | 23.0% |
| Beta vs S&P 500 | 1.25 | 0.21 |
| Max drawdown (3Y) | -49.7% | -35.4% |
| Market cap | $22.4B | $12.1B |
| P/E (trailing) | 33.5 | 24.7 |
| Dividend yield | 1.11% | 1.38% |
| Sector / category | Industrials | Financials |
Year-by-year returns
| Year | EFX | JKHY |
|---|---|---|
| 2022 | -33.1% | +6.2% |
| 2023 | +28.2% | -5.7% |
| 2024 | +3.7% | +8.7% |
| 2025 | -14.2% | +5.5% |
| 2026 | -11.7% | -6.3% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are EFX and JKHY good diversifiers for each other?
Reasonably. At 0.47, EFX and JKHY keep a meaningful degree of independence, and combining them has historically reduced portfolio volatility.
FAQ
What is the correlation between EFX and JKHY?
The EFX/JKHY correlation stands at 0.47 on a 3-year window (1 year: 0.54, 5 years: 0.44), computed from weekly returns as of 2026-08-27.
Is JKHY a good diversifier for EFX?
Reasonably. At 0.47, EFX and JKHY keep a meaningful degree of independence, and combining them has historically reduced portfolio volatility.
What does a correlation of 0.47 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/efx-vs-jkhy.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/efx-vs-jkhy/)
The core API is free. Terms and every endpoint in the API documentation.
Related comparisons
Hubs: EFX correlations · JKHY correlations
