CIA vs GNW: Correlation
Citizens, Inc. (CIA) and Genworth Financial Inc (GNW) show a moderate relationship: their 3-year correlation of weekly returns is 0.35.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CIA and GNW?
Over the past 3 years, CIA and GNW moved with a correlation of 0.35, which is moderate. The relationship has been stable: the 1-year correlation (0.31) sits close to the 3-year figure. Over 5 years the correlation is 0.19, and the annualized covariance of weekly returns is 548.6 %².
Within CIA's tracked universe of 10 assets, GNW comes in at #5 by 3-year correlation. Correlation aside, the last 12 months split them widely, with GNW ahead by 42.6 points (-28.1% versus +14.5%). Risk is not evenly split, since CIA carries 2.0 times the volatility of the other side.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CIA vs GNW: side by side
| CIA (Citizens, Inc.) | GNW (Genworth Financial Inc) | |
|---|---|---|
| 1-year return | -28.1% | +14.5% |
| 5-year return | -33.4% | +172.1% |
| Volatility (ann.) | 55.3% | 28.1% |
| Beta vs S&P 500 | 0.92 | 0.59 |
| Max drawdown (3Y) | -47.5% | -21.7% |
| Market cap | $0.2B | $3.8B |
| P/E (trailing) | 17.8 | 19.5 |
| Dividend yield | 0.00% | 0.00% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | CIA | GNW |
|---|---|---|
| 2022 | -59.9% | +30.6% |
| 2023 | +26.3% | +26.3% |
| 2024 | +49.1% | +4.6% |
| 2025 | +20.4% | +29.2% |
| 2026 | -18.8% | +10.0% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CIA and GNW good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.35 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between CIA and GNW?
As of 2026-08-27, the correlation of weekly returns between CIA and GNW is 0.35 over 3 years, 0.31 over 1 year and 0.19 over 5 years.
Is GNW a good diversifier for CIA?
Yes, to a useful degree: a correlation of 0.35 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.35 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
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Related comparisons
Hubs: CIA correlations · GNW correlations
