CFBK vs OPHC: Correlation
Measured on weekly returns over the past three years, CF Bankshares Inc. (CFBK) and OptimumBank Holdings, Inc. (OPHC) carry a correlation of 0.43, a moderate link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are CFBK and OPHC?
Over the past 3 years, CFBK and OPHC moved with a correlation of 0.43, which is moderate. The past 12 months show a weaker link (0.29) than the 3-year average (0.43). Over 5 years the correlation is 0.33, and the annualized covariance of weekly returns is 416.2 %².
Within CFBK's tracked universe of 12 assets, OPHC comes in at #6 by 3-year correlation. Their recent paths diverged sharply: over the last 12 months OPHC outperformed by 57.5 percentage points (+42.5% for CFBK against +100.0% for OPHC).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
CFBK vs OPHC: side by side
| CFBK (CF Bankshares Inc.) | OPHC (OptimumBank Holdings, Inc.) | |
|---|---|---|
| 1-year return | +42.5% | +100.0% |
| 5-year return | +92.0% | +84.4% |
| Volatility (ann.) | 30.3% | 32.0% |
| Beta vs S&P 500 | 0.75 | 0.67 |
| Max drawdown (3Y) | -33.5% | -34.1% |
| Market cap | $0.2B | $0.1B |
| P/E (trailing) | 11.9 | 10.0 |
| Dividend yield | 0.98% | 0.00% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | CFBK | OPHC |
|---|---|---|
| 2022 | +4.1% | +4.1% |
| 2023 | -6.7% | +2.2% |
| 2024 | +32.6% | +13.9% |
| 2025 | -1.0% | -10.7% |
| 2026 | +39.5% | +105.6% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are CFBK and OPHC good diversifiers for each other?
Yes, to a useful degree: a correlation of 0.43 leaves real independence between the two, which historically damped combined volatility.
FAQ
What is the correlation between CFBK and OPHC?
As of 2026-08-27, the correlation of weekly returns between CFBK and OPHC is 0.43 over 3 years, 0.29 over 1 year and 0.33 over 5 years.
Is OPHC a good diversifier for CFBK?
Yes, to a useful degree: a correlation of 0.43 leaves real independence between the two, which historically damped combined volatility.
What does a correlation of 0.43 mean?
A reading of 0.43 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/cfbk-vs-ophc.json
Markdown for the live badge, attribution link included:
[](https://www.pairbook.io/pair/cfbk-vs-ophc/)
Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: CFBK correlations · OPHC correlations
