C vs SYF: Correlation
Measured on weekly returns over the past three years, Citigroup (C) and Synchrony Financial (SYF) carry a correlation of 0.74, a strong link.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are C and SYF?
Across a 3-year window, the weekly returns of C and SYF correlate at 0.74, strong. The relationship has been stable: the 1-year correlation (0.68) sits close to the 3-year figure. Stretching to 5 years gives 0.73, with an annualized covariance of 706.4 %².
Within C's tracked universe of 33 assets, SYF comes in at #9 by 3-year correlation. Their recent paths diverged sharply: over the last 12 months C outperformed by 32.6 percentage points (+39.9% for C against +7.3% for SYF). The rolling one-year correlation moved between 0.58 and 0.85 over the past three years, a moderate range.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
C vs SYF: side by side
| C (Citigroup) | SYF (Synchrony Financial) | |
|---|---|---|
| 1-year return | +39.9% | +7.3% |
| 5-year return | +119.6% | +81.0% |
| Volatility (ann.) | 30.3% | 31.6% |
| Beta vs S&P 500 | 1.39 | 1.28 |
| Max drawdown (3Y) | -31.3% | -37.7% |
| Market cap | $222.6B | $26.0B |
| P/E (trailing) | 14.4 | 8.2 |
| Dividend yield | 1.80% | 1.50% |
| Sector / category | Financials | Financials |
Year-by-year returns
| Year | C | SYF |
|---|---|---|
| 2022 | -22.1% | -27.4% |
| 2023 | +19.0% | +19.8% |
| 2024 | +41.9% | +74.0% |
| 2025 | +70.4% | +30.6% |
| 2026 | +15.4% | -3.0% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are C and SYF good diversifiers for each other?
Somewhat, no more. With 0.74 correlation, most large moves hit both names, and the diversification benefit stays modest.
FAQ
What is the correlation between C and SYF?
As of 2026-08-27, the correlation of weekly returns between C and SYF is 0.74 over 3 years, 0.68 over 1 year and 0.73 over 5 years.
Is SYF a good diversifier for C?
Somewhat, no more. With 0.74 correlation, most large moves hit both names, and the diversification benefit stays modest.
What does a correlation of 0.74 mean?
On the −1 to +1 scale, 0.74 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/c-vs-syf.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/c-vs-syf/)
No key needed, free to use. Full endpoint list in the API documentation.
Related comparisons
Hubs: C correlations · SYF correlations
