BRT vs USCB: Correlation
How closely do BRT Apartments Corp. (MD) (BRT) and USCB Financial Holdings, Inc. (USCB) trade together? Their weekly returns over three years give a correlation of 0.69, which is strong.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are BRT and USCB?
On 3 years of weekly data the BRT/USCB correlation comes out at 0.69, strong. The link has loosened recently: the 1-year correlation (0.55) runs below the 3-year figure (0.69). The 5-year figure is 0.52, and annualized covariance runs at 559.3 %².
Few assets follow BRT as closely as USCB, which ranks #2 of 14 tracked partners. Their recent paths diverged sharply: over the last 12 months USCB outperformed by 34.9 percentage points (-3.2% for BRT against +31.7% for USCB).
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
BRT vs USCB: side by side
| BRT (BRT Apartments Corp. (MD)) | USCB (USCB Financial Holdings, Inc.) | |
|---|---|---|
| 1-year return | -3.2% | +31.7% |
| 5-year return | -1.1% | +84.4% |
| Volatility (ann.) | 24.0% | 33.8% |
| Beta vs S&P 500 | 0.68 | 0.84 |
| Max drawdown (3Y) | -27.6% | -23.2% |
| Market cap | $0.3B | $0.4B |
| P/E (trailing) | – | 14.3 |
| Dividend yield | 5.48% | 2.02% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | BRT | USCB |
|---|---|---|
| 2022 | -14.4% | -12.9% |
| 2023 | -0.0% | +0.4% |
| 2024 | +2.7% | +47.0% |
| 2025 | -13.3% | +6.1% |
| 2026 | +1.1% | +23.3% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are BRT and USCB good diversifiers for each other?
Only partially. A correlation of 0.69 means BRT and USCB share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
FAQ
What is the correlation between BRT and USCB?
Using weekly returns as of 2026-08-27: 0.69 over 3 years, with 0.55 over the last year and 0.52 over 5 years.
Is USCB a good diversifier for BRT?
Only partially. A correlation of 0.69 means BRT and USCB share most of their swings. Pairing them dampens volatility somewhat, but it will not protect against a common drawdown.
What does a correlation of 0.69 mean?
A reading of 0.69 sits on a scale from −1 (opposite moves) through 0 (unrelated) to +1 (identical moves). Correlation captures direction, not magnitude or performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/brt-vs-uscb.json
Drop this badge in a README or notebook; it updates with the data:
[](https://www.pairbook.io/pair/brt-vs-uscb/)
No key needed, free to use. Full endpoint list in the API documentation.
Related comparisons
Hubs: BRT correlations · USCB correlations
