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BBT vs FINW: Correlation

Beacon Financial Corporation (BBT) and FinWise Bancorp (FINW) show a moderate relationship: their 3-year correlation of weekly returns is 0.46.

Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology

Correlation (3Y)
0.46
moderate
Correlation (1Y)
0.38
last 12 months
Correlation (5Y)
0.40
long-run
Ann. covariance
507.4
%² · weekly, annualized

How correlated are BBT and FINW?

Across a 3-year window, the weekly returns of BBT and FINW correlate at 0.46, moderate. Little has changed lately, as the 1-year reading of 0.38 lands near the 3-year figure. Stretching to 5 years gives 0.40, with an annualized covariance of 507.4 %².

Among the 14 assets we track against BBT, FINW ranks #7 by 3-year correlation. The last year tells two different stories: BBT led by 52.9 percentage points, +24.4% for BBT against -28.5% for FINW.

How is this computed?

Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.

BBT vs FINW: side by side

BBT (Beacon Financial Corporation)FINW (FinWise Bancorp)
1-year return+24.4%-28.5%
5-year return+46.9%+9.2%
Volatility (ann.)29.2%37.8%
Beta vs S&P 5000.730.54
Max drawdown (3Y)-26.4%-42.3%
Market cap$2.6B$0.2B
P/E (trailing)10.314.6
Dividend yield4.07%0.00%
Sector / categoryUS ListedUS Listed
Lower P/E: BBT 10.3 vs 14.6Higher yield: BBT 4.07% vs 0.00%Smaller drawdown: BBT -26.4% vs -42.3%Higher 5y return: BBT +46.9% vs +9.2%
-32%0%+25%2025-09-052026-08-27
Price paths over the last 12 months, both indexed to 100 at the start (weekly closes). BBT · FINW

Year-by-year returns

YearBBTFINW
2022+7.2%-32.8%
2023-14.3%+54.5%
2024+17.9%+11.7%
2025-4.2%+12.3%
2026+23.5%-22.5%

Calendar-year price returns; the current year is year-to-date as of the data date above.

Are BBT and FINW good diversifiers for each other?

Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.

FAQ

What is the correlation between BBT and FINW?

As of 2026-08-27, the correlation of weekly returns between BBT and FINW is 0.46 over 3 years, 0.38 over 1 year and 0.40 over 5 years.

Is FINW a good diversifier for BBT?

Yes, to a useful degree: a correlation of 0.46 leaves real independence between the two, which historically damped combined volatility.

What does a correlation of 0.46 mean?

On the −1 to +1 scale, 0.46 describes how much the two returns move together: +1 is lockstep, 0 is independence, negative values mean opposite directions. It says nothing about which performed better.

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BBT vs FINW: 3-year weekly correlation 0.46BBT vs FINW0.46

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Related comparisons

Hubs: BBT correlations · FINW correlations