ALLY vs CACC: Correlation
How closely do Ally Financial Inc. (ALLY) and Credit Acceptance Corporation (CACC) trade together? Their weekly returns over three years give a correlation of 0.63, which is strong.
Data as of 2026-08-27 · refreshed every trading day · weekly returns · methodology
How correlated are ALLY and CACC?
On 3 years of weekly data the ALLY/CACC correlation comes out at 0.63, strong. Little has changed lately, as the 1-year reading of 0.56 lands near the 3-year figure. The 5-year figure is 0.56, and annualized covariance runs at 801.2 %².
By 3-year correlation, CACC places #7 of the 14 assets tracked against ALLY. On 12-month performance CACC holds a 10.6-point edge, +7.1% against +17.7%.
How is this computed?
Pearson correlation on weekly returns: ρ(A,B) = cov(rA, rB) / (σA · σB), over windows of 52, 156 and 260 weeks. Covariance is annualized (×52) and expressed in %². Full definitions on the methodology page.
ALLY vs CACC: side by side
| ALLY (Ally Financial Inc.) | CACC (Credit Acceptance Corporation) | |
|---|---|---|
| 1-year return | +7.1% | +17.7% |
| 5-year return | -2.7% | +4.2% |
| Volatility (ann.) | 34.5% | 36.8% |
| Beta vs S&P 500 | 1.22 | 1.30 |
| Max drawdown (3Y) | -31.6% | -32.7% |
| Market cap | $13.0B | $6.2B |
| P/E (trailing) | 10.0 | 13.1 |
| Dividend yield | 2.82% | 0.00% |
| Sector / category | US Listed | US Listed |
Year-by-year returns
| Year | ALLY | CACC |
|---|---|---|
| 2022 | -46.9% | -31.0% |
| 2023 | +49.2% | +12.3% |
| 2024 | +6.4% | -11.9% |
| 2025 | +29.9% | -5.5% |
| 2026 | -3.6% | +35.4% |
Calendar-year price returns; the current year is year-to-date as of the data date above.
Are ALLY and CACC good diversifiers for each other?
Somewhat, no more. With 0.63 correlation, most large moves hit both names, and the diversification benefit stays modest.
FAQ
What is the correlation between ALLY and CACC?
As of 2026-08-27, the correlation of weekly returns between ALLY and CACC is 0.63 over 3 years, 0.56 over 1 year and 0.56 over 5 years.
Is CACC a good diversifier for ALLY?
Somewhat, no more. With 0.63 correlation, most large moves hit both names, and the diversification benefit stays modest.
What does a correlation of 0.63 mean?
Correlation ranges from −1 to +1. Values near +1 mean two assets move together, near 0 that they move independently, and negative values that they tend to move in opposite directions. It measures co-movement, not performance.
Use this data
$ curl https://www.pairbook.io/api/v1/pairs/ally-vs-cacc.json
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Free with attribution; caching and terms are described in the API documentation.
Related comparisons
Hubs: ALLY correlations · CACC correlations
